![]() For instance, a notification from the “U.S. This approach can include seals and logos that appear authentic but aren’t. Official Appearance: Suspect warranty mailings often look like official correspondence. ![]() Here are some warning signs of a scam warranty mailing It’s a ploy to get you to respond and sign up for coverage that can leave you disappointed and ripped off. Savvy marketers for disreputable warranty companies are very good at sending mail that looks official. We’ll review how to increase personal data protection in a separate section below. However, there are some exclusions, such as providing your personal information to an automaker or finance company. Usually, if you receive a privacy policy notice, you’ll have an opportunity to opt out of the information being shared. However, there are exceptions, such as when you receive promotional mailings about dealer service specials that an outside marketing agency may handle. Generally, a dealer has to inform car buyers about what it does with this information. You can review here all that’s required by the U.S. When it comes to car dealers, they have their own set of data privacy rules that must be followed, particularly if it involves financing. For a detailed look at the patchwork of data privacy laws from the Federal Communications Commission (FCC) and other regulators, read about it in The New York Times. Conditions vary by the type of data (financial or medical, for instance) and by state regulation. There is no uniform national law governing how companies handle personal data. A legitimate business will inform consumers what is done with their personal information (a privacy policy), but often this includes implied consent to sell these details to third parties. And car dealerships collect your details as well. Your information is gathered in other ways, like from public sources, surveys, contest entries, and even your web browsing history. That’s everything a fishy warranty company needs to contact you by mail. For instance, if you’ve shopped around for cheaper car insurance using a rate comparison website or app, you’ve shared your address and vehicle information. Most people don’t realize that filling out an online form often includes granting permission for your personal data to be sold to third parties. Companies can purchase your details from information brokers and other firms. In today’s world, our personal information is spread everywhere. How Do Companies Get My Personal Information? Endurance also offers coverage for high-mileage cars, commercial-use motor vehicles, select luxury models, and plans with maintenance services.īecause VSCs provide a valuable service for many car owners, unscrupulous operators seek to exploit this through bogus extended warranties offering sub-par or non-existent coverage. There are also options for more comprehensive plans that are similar to the bumper-to-bumper new car warranties. Most extended warranty companies like Endurance offer primary powertrain coverage that protects the engine, transmission, and related components. The warranty company covers the cost of covered repairs and usually includes extra services like roadside assistance. So, if you’ve bought a new car and have had it for several years, or purchased a used car without any warranty, an extended warranty provides peace of mind. ![]() In simple terms, an extended warranty protects against breakdowns and repair bills when the manufacturer’s warranty expires. They are also known as auto protection plans or vehicle service contracts (VSCs). Let’s first look at exactly what extended car warranties are. They can be a prelude to a scam.Įxplore auto warranty mailers, and we’ll explain what they’re all about, how to spot dubious offers, and make suggestions for protecting your personal information. While you may receive genuine communications from automakers and legitimate warranty companies, these “don’t delay” notifications are another matter. ![]() These messages come as letters and postcards urging you to buy extended coverage for your vehicle. ![]() If you own a car, chances are you’ve received mail about car warranties. ![]()
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